Personal Debt in Europe The EU Financial Market and Consumer Insolvency

Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. In Personal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms, and legal terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.

ISBN:	9781108426732
Publisher:	Cambridge University Press
Imprint:	Cambridge University Press
Published date:	25 Apr 2019
DEWEY:	332.743094
DEWEY edition:	23
Language:	English
Number of pages:	vii, 248
Weight:	480g
Height:	548mm
Width:	235mm
Spine width:	14mm

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